Your next step is our priority.
Readiness Quiz!
Are you closer
than you think?
Are you ready to buy your First Home? Answer six quick questions and work out whether you’re ready, or maybe you have a few things to work on first!
Let's find your next step.
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An indicative quiz score, not a lender assessment or a percentage chance of approval. Your full budget and the property still need to be reviewed.
Turn your result into a real plan.
Let's take a closer look at your options and work out your next move together.
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Your next moves
Your answers at a glance
How your score works
This quiz combines deposit (up to 40 points), annual income (23), monthly debt repayments relative to income (15), dependants (12) and self-reported credit history (10). For the deposit comparison only, it uses six times annual income as a rough reference, not a property valuation or borrowing estimate. Scores of 70–100 are Good; 45–69 are Good, but maybe not ready yet; 0–44 are Not ready yet. No current income, no deposit or reported defaults/other concerns cap the quiz score at 44. These are quiz rules, not lender criteria; a lower result does not mean a lender will decline you.
A conversation can change the picture. This quiz does not account for your complete expenses, employment details, eligibility, credit report or a specific property.
Want help making a plan? Email Traction.